credit card verification

Discussion in 'Web Design' started by jmad, Mar 14, 2007.

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  1. jmad

    jmad New Member

    Messages:
    81
    what is the best route to take in cc verification i was looking into paypal but my boss doesnt want to go that route he said something about pc charge. any thoughts?????

    jake
     
  2. zkiller

    zkiller Super Moderator Staff Member

    Messages:
    1,639
    look into merchant accounts, like www.authorize.net for instance.

    your boss should have a little chat with his bank/account as well, to figure out what the best solution for his business is.

    their are many different solutions, which one is best depends on your business and personal situation.
     
    Last edited: Mar 14, 2007
  3. jmad

    jmad New Member

    Messages:
    81
    thanx for the advice the problem is i need to get the client to do the talking to their bank i am just building a shopping cart that ties into the accounting software. its takeing me forever cause the accounting software is all acucobalt and i am out of practice.

    ps. I like ur car i got a neon srt-4 :D :D
     
  4. ian

    ian Administrator Staff Member

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    2,153
    I use paypal and I like paypal.
    Others you may want to look at are metacharge and worldpay.
     
  5. jmad

    jmad New Member

    Messages:
    81
    i too like pay pal but the boss says they will charge a point or to higher. i dunno about that. if it were up to me i would use pay pal n be done with it, but i dont think i can convince him. oh well
     
  6. zkiller

    zkiller Super Moderator Staff Member

    Messages:
    1,639
    paypal is not the cheapest solution, but it is one of the simplest. depending on the volume of transactions and their average value, i would avoid paypal as well.

    PS:
    [​IMG]
     
  7. jmad

    jmad New Member

    Messages:
    81
    thats a sweet pic! Thanx for all the input!!!!!
     
  8. StephanieCordray

    StephanieCordray New Member

    Messages:
    1,017
    another option is 2checkout although they cost slightly more than paypal... don't know why people have such an aversion to that service but they do. we use both paypal and 2checkout... have for years, although there was a time when 2checkout almost lost our business.
     
  9. ian

    ian Administrator Staff Member

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    2,153
    did you leave your parking lights on in that pic?
     
  10. zkiller

    zkiller Super Moderator Staff Member

    Messages:
    1,639
    yup, my light are on. ;)
     
  11. 4w-web-design

    4w-web-design New Member

    Messages:
    3
    you can either get an all-in-one payment gateway and merchant account such as 2checkout.com, authorize.net or worldpay.com or get your client to get their own merchant account with their preferred bank and get a payment gateway to process the card and deposit the funds into their own merchant account.

    We recommend using Secure Trading to process the payment.

    Secure Trading costs are £195 per year plus 1%-1.5% of transaction value.

    In the UK, merchant accounts typically cost £200-£300 to set-up (no annual fees) plus 2% on credit cards and 20-30 pence on debit cards and they hold onto your money for a period of time (24hrs - 10 days). They may also impose other restrictions based on your trading history.

    Single supplier (payment gateway plus merchant account) costs vary in terms of set-up fees, annual fees, transaction fees and payment delays.

    If your turnover increases you should always ask for a rate review too.
     

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